Being a first-year Pharmacy student, I had always looked forward to working in a government hospital as part of my 3+1 compulsory government service after finishing my degree studies. Maybe I was inspired by one of my favourite TV dramas, Grey’s Anatomy, which shows the organized chaos that happens in government hospitals. I find it exciting and not such a boring job. However, after last night, I am becoming to have second thoughts about it…
Last night, I tuned in to Oprah Primetime and she was interviewing Oscar-winning filmmaker, Michael Moore, who directed the documentary, “Sicko”, which challenges the trillion-dollar empire of Healthcare Insurance. I have read a little bit about the healthcare insurance in USA in one of my Introduction to Pharmacy classes. At that time, I did felt a little annoyed that a first world country like USA uses the Private Insurance Model as the backbone for their people’s healthcare financing. But through last night’s show, I begin to have a clearer view on the whole issue. I became particularly angry especially towards the end of the interview, when they show a short segment of the documentary, depicting how US citizens whose intention is to save lives are not as well taken care of in terms of health than people whose intention is to destroy lives. Do you mean that prison inmates deserve to live longer than those common people who sacrifice time and even their own health to save others? This is indeed very twisted.
But enough of USA, it is time that we as Malaysians, think about our own healthcare insurance. I wonder if many people are like me? Honestly, I have never been bothered to know anything about my own healthcare insurance. I just know that I have one and that is all. Besides, I thought, it is my Mum who pays for the premium, not me. She will handle everything.
So yesterday we (my mum also watched Oprah with me) talked a bit about the healthcare insurance in Malaysia. My mum is in the insurance industry as well but she does General Insurance (motor and non-motor insurance), which deals with accidents, fire and others. She told me how medical care insurance companies are losing money every year. Why, you ask? Is it because Malaysians are getting sicker? Many people do not buy insurance? Nope, it is because our hospitals greatly overcharge people who have healthcare insurance.
My mum related to me an incident when one of the hospital staff asked her if she has health insurance. My mum lied and said no. So they charge her about RM800 for her treatment. But her friends, who had the similar treatment, were charged a whopping RM2000!
Is it not absurd? Profit should not be the motive, but services! Hospitals should not be thinking of ways to make money, they should be thinking of ways to provide the best healthcare services to the patients! I always thought that hospitals were one of the most noble places because of their ability to treat people but looks like I am being too naïve. What has the world become when in hospitals, greed overpowers conscience? Sure, hospitals are not getting money from the patients. They are just taking from the insurance companies. Surely there is nothing wrong with it?
But they never think about the consequences. When insurance companies lose money, to overcome their losses, one of their methods is to raise the insurance premium. And who pays for the insurance premium? Of course, us, as health-conscious consumers! So you see, we cannot afford to be so individualistic anymore. What these hospitals are doing actually affects us indirectly!
I became pretty upset about this issue and that is why I am beginning to have some doubts about the hospitals in Malaysia. Will I be like that as well when I start working in hospitals? Will I be pulled into this world of taking not well-deserved money from others? I actually regard this as a serious issue that is worth pondering on and that is why the first step I did is to post this on the blog so that everyone is well aware of this situation. It is important for everyone to know that sometimes hospitals do greatly overcharge us and this is actually very unfair because the extra money we pay goes to people who do not deserve it.
Hopefully this post will leave some thoughts in all of you